$20 minimum deposit casinos let you play slots and other casino games without spending much. We scoured the internet and found $20 minimum deposit casinos in the US that offer thousands of popular games, six-figure jackpots, and support when you need it.
Here are the best low-deposit casinos in the US right now:
Top $20 Minimum Deposit Casinos
Betwhale Casino |
250% Casino Bonus up to $2,500
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ACTION PACK
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250% Casino Bonus up to $2,500
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ACTION PACK
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Claim 250% on Top of Your Deposit. This Coupon Can Be Used 1 Time per Account. Minimum Deposit $20, Wagering Requirements X30, Max Cashout X20. Claim 250% on Top of Your Deposit. This Coupon Can Be Used 1 Time per Account. Minimum Deposit $20, Wagering Requirements X30, Max Cashout X20. |
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Raging Bull |
250% Bonus + 50 Free Spins
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SMART250
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250% Bonus + 50 Free Spins
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SMART250
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SMART250 Is a Deposit Bonus For New Players Only. Bonus Is Subject to a 10X Wagering Requirement and Has No Cashout Limits. Both the Bonus and Spins Will Be Credited Automatically When the Coupon Code Is Redeemed. Terms and Conditions Apply. SMART250 Is a Deposit Bonus For New Players Only. Bonus Is Subject to a 10X Wagering Requirement and Has No Cashout Limits. Both the Bonus and Spins Will Be Credited Automatically When the Coupon Code Is Redeemed. Terms and Conditions Apply. |
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Wild Casino |
Get 250 Wager-Free Spins + Automatic VIP Membership
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WILD250
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Get 250 Wager-Free Spins + Automatic VIP Membership
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WILD250
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Available for New Players and First Deposits Only. Free Spins Are Issued Automatically the Day After First Deposit. Free Spins Are Valid for 24 Hours. Maximum Win Amount From Free Spins Is $100. Available for New Players and First Deposits Only. Free Spins Are Issued Automatically the Day After First Deposit. Free Spins Are Valid for 24 Hours. Maximum Win Amount From Free Spins Is $100. |
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Black Lotus |
200% Matched Deposit Up To $7,000 + 30 Free Spins
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200BLACK
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200% Matched Deposit Up To $7,000 + 30 Free Spins
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200BLACK
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Make Your First Deposit Using Visa, Mastercard, or Bitcoin. Bonus Funds and Free Spins Are Awarded Instantly. Maximum Cashout of $100 on Free Spins and a 60X Wagering Requirement. Terms and Conditions Apply. Make Your First Deposit Using Visa, Mastercard, or Bitcoin. Bonus Funds and Free Spins Are Awarded Instantly. Maximum Cashout of $100 on Free Spins and a 60X Wagering Requirement. Terms and Conditions Apply. |
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Decode Casino |
111% Welcome Match + $111 FREE
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DECODE111
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111% Welcome Match + $111 FREE
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DECODE111
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Claim Both Offers by Making a First Deposit of $25 or More. 25X Rollover Requirement. General Terms and Conditions Apply. Claim Both Offers by Making a First Deposit of $25 or More. 25X Rollover Requirement. General Terms and Conditions Apply. |
- Show Full Guide
Five of the Best $20 Minimum Deposit Casinos Reviewed
Some online casinos don’t give you much for a $20 deposit, but these ones do. We tested dozens of sites and found the best options in the US where $20 goes a long way.
1. Wild Casino – Best Overall $20 Minimum Deposit Casino
Licensed: Yes
Live Chat: 24/7
- Features:1,000+ games, crypto deposits, VIP program, casino tournaments.
- Bonuses and Promotions: 250 free spins welcome bonus and VIP rewards.
- Game Variety: Slots, table games, live games, crash games, keno, and specialty games.
- Payment Options: Crypto (BTC, LTC, ETH), credit/debit cards, bank transfer, Money Order Person2Person.
Pros
- Instant deposits with Visa, Mastercard, American Express, Discover, MoneyOrder, Crypto
- Quick withdrawals with Bitcoin
- Crypto welcome bonus up to $9,000 across five deposits.
- Offers 400+ games, including 200+ slots and live dealers.
Cons
- Bonuses have high 35x wagering on deposit + bonus.
- Blocks sign-ups from New Jersey and Nevada.
Our Verdict
Wild Casino scores well in all areas. It has plenty of games, many of which are made more exciting by the fact they’re part of a weekly tournament schedule. It also has a VIP program, crypto payments, and weekly cashback.
Get 250 Wager-Free Spins + Automatic VIP Membership
- Free spins bonuses and action-packed slot tournaments with $5,000 payouts
- Over 600+ slots from Playtech, Nucleus, Rival and more
- Accepts both credit cards and over 15 cryptocurrencies
2. Vegas Aces – Best for Crypto Withdrawals
Licensed: Yes
Live Chat: 24/7
- Features: 1,800+ games, 16+ crypto options, in-house games, fast withdrawals, live chat support.
- Bonuses and Promotions: 250% welcome bonus up to $1,000 on first deposit; 100% bonus on next four deposits; 10% weekly rebate up to $500.
- Game Variety: Slots, table games, live dealers, video poker, exclusive originals.
- Payment Options: Crypto (BTC, ETH, LTC, DOGE, USDT), Visa, Mastercard, Amex.
Pros
- Instant deposits with PaypPal, Visa, Mastercard, Amex, Bitcoin, Ethereum, Litecoin, USDT, USDC + 16 more
- Fast withdrawals with crypto and PayPal
- Generous welcome bonus up to $5,000 across five deposits.
- Offers 1,800+ games, including exclusive in-house titles and live dealer options.
Cons
- 35x wagering requirement on bonuses.
- No mobile app.
Our Verdict
Vegas Aces is a solid option if you’re looking for a crypto-friendly casino with a wide mix of games. What we liked most is the mix of custom-built titles, quick crypto payouts, and the focus on low-stakes play. The regular promos are a nice bonus, just make sure to check the wagering terms and regional restrictions.
Welcome Offer up to $6,500 Over Five Deposits
- Over 1,800 casino games
- Impressive live dealer options
- Crypto withdrawals
3. BetWhale – Best for eWallet Payments
Licensed: Yes
Live Chat: 24/7
- Features: 1,500+ games, PayPal deposits and withdrawals, user-friendly interface
- Bonuses and Promotions: 250% welcome bonus and regular reload bonuses and seasonal promotions with free spins and cashback offers.
- Game Variety: Slots, table games, live games, eSports, and specialty games.
- Payment Options: PayPal, Neosurf, Flexepin, credit/debit cards, BTC, BNB, USDT.
Pros
- Instant deposits with PayPal, Neosurf, Flexepin, Visa, Mastercard, Amex, Bitcoin, Ethereum, Litecoin, USDT, USDC
- Instant withdrawals with crypto and PayPal
- 1,500+ games, with a focus on jackpot slots and eSports
- Offers 1,800+ games, including exclusive in-house titles and live dealer options
Cons
- Limited selection of live dealer games.
- No mobile app.
Our Verdict
We really like how BetWhale makes depositing and withdrawing simple with eWallet payments like PayPal. Plus, the 250% welcome bonus has a low 30x wagering requirement which is a nice touch. However, if live dealer games are your thing, you might find the selection a bit limited.
250% Casino Bonus up to $2,500
- Specialty parlor games, million-dollar slots, and immersive live game shows
- Updates with new slots every week
- No fees on most withdrawal methods
4. OnlineCasinoGames (OCG) – Best for Bonuses
Licensed: Yes
Live Chat: 24/7
- Features: 1,000+ games, five-tier loyalty program, daily new bonus offers, crypto payments
- Bonuses and Promotions: $20,000 welcome package split across your first fiat and crypto deposits, Regular reload bonuses.
- Game Variety: Slots, table games, video poker, crash games, specialty games, and progressive jackpots.
- Payment Options: Credit/debit cards, Card2bit, USDT, ETH, BTC.
Pros
- Instant deposits with PayPal, Neosurf, Flexepin, Visa, Mastercard, Amex, Bitcoin, Ethereum, Litecoin, Card2bit
- Withdrawals via PayPal and crypto (BTC, ETH, LTC, USDT, USDC)
- 1,500+ games, with a focus on jackpot slots and eSports
- Offers 1,800+ games, including exclusive in-house titles and live dealer options
Cons
- Limited selection of live dealer games.
- No mobile app.
Our Verdict
If bonuses are what you’re after, OCG is worth checking out. The $20,000 welcome package is split across your first fiat and crypto deposits, and there’s a steady flow of reload bonuses and loyalty rewards to keep things going. The game selection covers all the basics, and while video poker is a bit light, the constant promos easily make up for it.
400% Up To $4,000 on First Deposit
- Massive welcome package
- Five step Loyalty Program with good benefits
- 24/7 customer support
5. Black Lotus Casino – Top Casino for Game Variety
Licensed: Yes
Live Chat: 24/7
- Features: Over 2000 games, live dealer options, daily promotions, crypto support.
- Bonuses and Promotions: 200% welcome bonus up to $7,000 with 30 free spins; daily reload bonuses; loyalty rewards.
- Game Variety: Slots, table games (blackjack, roulette, baccarat), video poker, keno, scratch cards.
- Payment Options: Visa, Mastercard, American Express, Bitcoin, Neteller, Skrill, bank wire transfer.
Pros
- Instant deposits with Visa, Mastercard, American Express, Bitcoin, Neteller, Skrill
- Withdraw with Bitcoin, Neteller, Skrill, bank wire transfer
- Diverse game library with over 2000 titles
- Welcome bonus up to $7,000
- Offers 1,800+ games, including exclusive in-house titles and live dealer options
Cons
- 60x wagering requirement on bonuses
- No mobile app
Our Verdict
There aren’t many $20 deposit casinos that can match Black Lotus in terms of variety. With more than 2,000 games, including cash-prize tournaments, this is the place to play if you want a constant stream of action.
200% Matched Deposit Up To $7,000 + 30 Free Spins
- Unique prize giveaways offering cars, bonus credits, and much more
- VIP club for cryptocurrency users
- Games from Betsoft and Saucify catalog among others
Best Bonuses at Online Casinos with $20 Deposits
Bonuses are another great way to get more value from small deposits. In general, $20 should be enough to unlock the majority of deposit-based bonuses.
There are plenty of low-cost offers at our recommended $20 online casinos. The table below contains the best $20 minimum deposit casino bonuses for US players.
$20 Deposit Casino | Bonus Type | Bonus Details |
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Wild Casino | 250 spins Welcome Bonus | Deposit $10 or more with the bonus code WILD250 to get 250 slot spins. Spins are valid for 24 hours. |
OnlineCasinoGames (OCG) | $20,000 Welcome Bonus | 40x (deposit + bonus) playthrough, 30-day time limit, maximum cashout is 20x the bonus’s value. |
Black Lotus | $7,000 Welcome Bonus + 30 spins | 200% matched bonus worth up to $7,000 + 30 spins when you deposit $20 or more with the promo code 200BLACK. 60x playthrough, $100 max withdrawal from free spins, 30-day time limit. |
Raging Bull | 250% Match Bonus + 50 Free Spins | Use bonus code SMART250 to claim a 250% match bonus plus 50 free spins. The bonus has a 30x wagering requirement, and free spin winnings are capped at $100. |
Lucky Red | 400% Match Bonus up to $4,000 + $75 free chip | Deposit with crypto using the Lucky Red bonus code LUCKYRED400 to get a 400% match bonus up to $4,000, plus a $75 free chip. The deposit bonus has a 30x wagering requirement, while the chip has a 50x playthrough and a $150 max cashout. |
Wagering Requirements Explained
Before you jump on any $20 deposit bonus, it’s worth taking a closer look at what really matters – how easy (or hard) it is to actually use that bonus and cash out. That all comes down to the wagering requirements.
Some casinos make it simple, others not so much. Here’s what you should be looking for at the best $20 minimum deposit bonuses:
- Minimum deposit: A minimum deposit limit that’s between $5 and $20. Your first deposit at BetWhale Casino must be $20 or greater to trigger the 250% match bonus.
- Game Accessibility: Pick a casino with few game restrictions (i.e., games you can play with your bonus credits).
- Low Playthrough: You shouldn’t have to bet a lot to convert your bonus credits to cash. At Wild Casino, free spin wins are paid in cash, which means there isn’t a playthrough.
- Generous Weightings: Fair game contribution weightings (slots should have a 100% weighting, and other games should have weightings between 5% and 20%). For example, slot bets at OnlineCasinoGames.com have a 100% contribution weighting towards the welcome bonus.
- Reasonable Time Limits: You should have at least seven days to hit your playthrough target. From our list of recommended casinos, all of them, including Vegas Aces, give you at least 7 days to hit your playthrough target.
How to Claim a $20 Minimum Deposit Casino Bonus
Claiming a bonus with a $20 deposit doesn’t take long. Just follow these simple steps to claim the bonus of your choice:
Pick a Trusted Casino
All of our recommended sites are reputable & offer secure payments, fast withdrawals, and a good mix of games like slots, table games, and live dealers.Sign Up or Login
Sign up with your basic details, or log in if you already have an account.Select Your Bonus Offer
Pick the welcome bonus that suits you best—this might be a match bonus, free spins, or both. If a bonus code is required (like WILD250, or 200BLACK), enter it during registration or at the banking section before making your deposit.Review the Terms
Make sure you understand the bonus rules, including game restrictions and withdrawal conditions.Make Your Deposit and Claim
Deposit $20 or more using your chosen payment method, confirm your bonus, and start playing.
Best $20 Minimum Deposit Casino Payment Methods
Many of the best $20 minimum deposit casinos in the US stand out because, unlike other sites they are fast payout casinos with fee-free transactions.
The main ways to make deposits and withdrawals at 20 dollar minimum deposit casinos are:
Cryptocurrencies
The best banking option for $20 minimum deposit casinos in our opinion, is crypto. The best BTC casinos are fast, secure, anonymous, and lets you deposit from anywhere without extra fees or third-party approval.
All of the best $20 minimum deposit casinos in the US accept cryptocurrencies. Bitcoin and Ethereum are the best known. However, our top tip is to use USDT, Ripple (XRP), and Solana (SOL), because they offer the fastest transaction times.
Top three crypto methods for $20 minimum deposits:
Ripple (XRP)
Bitcoin
Ethereum
Credit and Debit Cards
Everyone knows how to use credit and debit cards, which is why they’ve been popular payment methods at $20 online casinos and all other online casinos in the USA for more than two decades. In terms of reputation and security, Visa is almost unparalleled at $20 min. credit card deposit casinos.
The only things to consider with this payment option are fees and processing times. At Slot of Vegas, for example, there’s a 3% fee for using AMEX, Visa, MasterCard, and Discover. Processing times for deposits are instant, but withdrawals to a debit card can take up to five days at Vegas Aces, for example. It’s also worth noting that some casinos, including Wild Casino, don’t offer credit card withdrawals.
Finally, the minimum deposit with this method at certain online casinos is more than $20. So, despite being a safe, reputable payment option, a credit/debit card isn’t always suitable for $20 casino deposits.
Top three credit/debit cards at $20 minimum deposit casinos:
Visa/Mastercard
AMEX
Discover
eWallets
eWallets, including Neosurf, Luxon Pay, and PayPal, provide a fast, cost-efficient service. For example, deposits are processed instantly at BetWhale when you use PayPal, and withdrawals are typically completed within 24 to 48 hours. The only downside is that eWallets aren’t as readily available in the offshore gaming sector as they could be.
Top three eWallets for $20 minimum deposits:
PayPal
Neosurf
Luxon Pay
Prepaid Vouchers
Prepaid vouchers came onto the scene a decade ago, and now almost all of the top $20 minimum deposit casinos accept them. The premise is simple: you deposit money into your account using a voucher code.
Vouchers can be purchased in person or online from providers such as Flexepin. Not having to enter any banking details is inherently safe.
We’re not saying our recommended online casinos with $20 minimum deposit limits are unsafe. They’re completely safe. However, if you don’t have to enter your banking details to complete a purchase (or casino deposit), it’s an extra layer of protection.
Flexepin and other prepaid voucher companies, such as MoneyOrder, allow you to make $20 casino deposits at BetWhale and Wild Casino from our list of top picks. The only thing you can’t do with vouchers is use them as a withdrawal method.
Top three prepaid vouchers for $20 minimum deposits:
Flexepin
MoneyOrder
Paysafecard
Bank Transfer
A bank transfer is safe, simple, and something we all know how to do. The only issue with this old-school way of making deposits and withdrawals is that it isn’t suitable for small transactions. Aside from fees, the minimum deposit is often $100 or more. Wild Casino is a perfect example of this. The minimum bank transfer is $500, and the maximum is $25,000.
Top Games at Low-Deposit Online Casinos
Our recommended $20 minimum deposit casinos have plenty of low-stakes games. We’re here to guide you through the best options so you can find your ideal match.
We believe that the smartest choice you can make with $20 is to play low-stakes games with better-than-average payout potential.
Blackjack is a great example of a casino game with a high theoretical return rate. The house edge (aka the casino’s advantage) is less than 1%, which means the theoretical return rate is over 99%. This means that, in the long run, you can expect to win more than $99 for every $100 wagered.
Tip: You can measure the payout potential of casino games by their RTP (return to player) value. This is the expected long-term return. A 99% RTP is better than a 95% RTP because, over time, you can expect to win $4 more for every $100 wagered.
Of all the casino games you can play online, these ones give you the most bang for your buck:
Slots
Slots are unbeaten when it comes to affordability and prizes. You’ll often be able to play for $0.10, sometimes less, which means you can roll through up to 2,000 spins with your $20 deposit.
These uniquely low betting limits are combined with prize boards filled with multipliers. A multiplier turns your bet into a prize when you hit a specific combination. The top online slots have prize multipliers worth upwards of 5,000x.
No other casino games offer these types of returns from a single bet. Then, if we add progressive jackpot slots to the mix, you’ve got a shot at winning $1 million+.
After testing out US online casinos with a minimum deposit of $20, we found ten slots with the perfect balance between affordability and payout potential.
Here are the top real money online slots if you’re a low-stakes player:
Slot Name | RTP | Jackpot |
---|---|---|
Big Bass Fishin’ Fever | 95% | 5,000x |
Bigger Cash Win | 95.86% | 600x |
Mr. Macau | 97.07% | Progressive |
Lucky Golden Joker | 95.11% | 4,000x |
Fury Dragon Hold & Win | 96.07% | 5,000x |
Mr. Vegas | 93.60% | Progressive |
Candyland Bonanza | 93.72% | 1,000x |
Mega Glam Life | 96.29% | Progressive |
Wild Drops | 96.11% | 4,400x |
Aloha King Elvis | 94.92% | Progressive |
Blackjack
Blackjack games don’t have the same payout potential as slots when it comes to prize multipliers, but they’re still great if you’ve deposited $20 because of their RTP values. For clarity, RTP is a game’s theoretical long-term return rate.
The RTP for a standard blackjack game is 99.5%. Compare that to the RTP values in our slots table, and you can see why smart casino players play blackjack.
In fact, when you use basic strategy and other math-based systems, it’s possible to achieve a slightly better RTP. Therefore, if you want to make your $20 go further at our recommended low deposit online casinos, we suggest playing these games at BetWhale and:
- Single Deck Blackjack
- Pirate 21
- Blackjack Supreme 777 Jackpots
- Pontoon
- European Blackjack
Baccarat
Baccarat is another low house edge casino game. To put it another way, baccarat has a high RTP value compared to other casino games.
Putting a figure on it, the average RTP for baccarat is 98.94%. This value varies depending on the type of baccarat you’re playing, but it’s the benchmark we’ve used as part of our mission to find suitable games for players making $20 deposits.
The best baccarat games to play at $20 minimum deposit casinos are:
- Classic Baccarat
- Mini Baccarat
- Speed Baccarat
- Dragon Tiger
- Bet on Baccarat
Roulette
Roulette is available in various forms. The reason we’ve included it is because you can manage your risk level. Specifically, you can make general bets that cover a collection of numbers or specific numbers. For example, betting on Red covers 18 numbers. So, from a single bet, you can hit 18 out of 37 numbers (or 38 if you’re playing American Roulette). This is ideal if you’re trying to get maximum value from a $20 deposit.
Our favorite roulette games, all of which you can play at Wild Casino, are:
- European Roulette
- American Roulette
- French Roulette
- Mini Roulette
- Lucky Wheel Roulette
Other Games
The best $20 minimum deposit casinos in the US, including Vegas Aces and BetWhale, have hundreds of games. This means the games we’ve already mentioned are flanked by these alternatives:
- Casino Poker
- Video Poker
- Crash Games
- Scratchcards
Pros and Cons of $20 Minimum Deposit Casinos
$20 US online casinos are great because they give you access to games with generous jackpots and more, but are they for you?
For example, some people might prefer casinos with higher deposit limits because they offer bigger welcome bonuses.
To help you decide if it’s right for you, here are some pros and cons of low deposit casinos:
Pros
- Making small deposits means you’ve got less money at risk.
- Suitable for casual players and beginners.
- Wide selection of low-stakes casino games.
- Perfect for testing out a new casino.
Cons
- The amount of bonus money you receive will be lower because you’re making small deposits.
- Withdrawal limits might be lower than usual because the focus is on small deposits.
Best Low-Deposit Casino Alternatives
Online casinos with $20 minimum deposit limits are great, but what if you want to start smaller?
There might only be a few payment methods you can use if you want to deposit $5 or $10, but the fact remains that it’s possible.
If you want to reduce your risk, control your spending, or simply try a new casino without committing too much money, it’s worth using these low deposit online casinos:
- The best $5 deposit US online casino is Decode Casino
- The best $10 minimum deposit casino is Vegas Aces
Top Tips for Playing at $20 Deposit Casinos
A $20 deposit is a low-commitment way to enjoy online casinos, but you’ll get better value if you approach it strategically. Here are some simple tips to help you make the most of your deposit:
Stick to games with high RTP
Choose bonuses with low wagering requirements
Play games at $20 minimum deposit casinos that contribute 100% toward bonus playthrough
Start with lower stakes to give yourself more rounds per session
Take advantage of reload bonuses, daily promos, and tournaments
Use $20 minimum deposit casinos that support fast, fee-free payment methods like PayPal or crypto
Check for any game restrictions before using bonus funds from the $20 min deposit