Best Credit Card Casinos in the US 2025

The best credit card casinos offer instant deposits, large welcome bonuses, and thousands of exciting games. Some even support payouts to cards.

Below, we take a closer look at the top online casinos that accept credit cards like VISA, Mastercard, and AMEX. But before we get to that, check out the signup deals at our favorite sites.

Top Credit Card Casinos

250% Casino Bonus up to $2,500

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ACTION PACK
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250% Casino Bonus up to $2,500

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ACTION PACK
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  • Specialty parlor games, million-dollar slots, and immersive live game shows
  • Updates with new slots every week
  • No fees on most withdrawal methods
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5/5
24h
Claim 250% on Top of Your Deposit. This Coupon Can Be Used 1 Time per Account. Minimum Deposit $20, Wagering Requirements X30, Max Cashout X20.
Claim 250% on Top of Your Deposit. This Coupon Can Be Used 1 Time per Account. Minimum Deposit $20, Wagering Requirements X30, Max Cashout X20.

250% Bonus + 50 Free Spins

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SMART250
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250% Bonus + 50 Free Spins

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SMART250
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  • Enjoy Weekly AND Monthly Insurance on your losses, up to 45% cash back
  • Daily Free Spins on the hottest slots, just for depositing
  • Earn up to $700 in Appreciation Free Chips every month
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4.9/5
24h
SMART250 Is a Deposit Bonus For New Players Only. Bonus Is Subject to a 10X Wagering Requirement and Has No Cashout Limits. Both the Bonus and Spins Will Be Credited Automatically When the Coupon Code Is Redeemed. Terms and Conditions Apply.
SMART250 Is a Deposit Bonus For New Players Only. Bonus Is Subject to a 10X Wagering Requirement and Has No Cashout Limits. Both the Bonus and Spins Will Be Credited Automatically When the Coupon Code Is Redeemed. Terms and Conditions Apply.

Get 250 Wager-Free Spins + Automatic VIP Membership

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WILD250
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Get 250 Wager-Free Spins + Automatic VIP Membership

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WILD250
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  • Free spins bonuses and action-packed slot tournaments with $5,000 payouts
  • Over 600+ slots from Playtech, Nucleus, Rival and more
  • Accepts both credit cards and over 15 cryptocurrencies
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4.9/5
24h
Available for New Players and First Deposits Only. Free Spins Are Issued Automatically the Day After First Deposit. Free Spins Are Valid for 24 Hours. Maximum Win Amount From Free Spins Is $100.
Available for New Players and First Deposits Only. Free Spins Are Issued Automatically the Day After First Deposit. Free Spins Are Valid for 24 Hours. Maximum Win Amount From Free Spins Is $100.

200% Matched Deposit Up To $7,000 + 30 Free Spins

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200BLACK
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200% Matched Deposit Up To $7,000 + 30 Free Spins

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200BLACK
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  • Unique prize giveaways offering cars, bonus credits, and much more
  • VIP club for cryptocurrency users
  • Games from Betsoft and Saucify catalog among others
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4.8/5
72h
Make Your First Deposit Using Visa, Mastercard, or Bitcoin. Bonus Funds and Free Spins Are Awarded Instantly. Maximum Cashout of $100 on Free Spins and a 60X Wagering Requirement. Terms and Conditions Apply.
Make Your First Deposit Using Visa, Mastercard, or Bitcoin. Bonus Funds and Free Spins Are Awarded Instantly. Maximum Cashout of $100 on Free Spins and a 60X Wagering Requirement. Terms and Conditions Apply.

400% Up To $4,000 + $75 Free Chip When Using Crypto

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LUCKYRED400
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400% Up To $4,000 + $75 Free Chip When Using Crypto

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  • Compact casino compatible with all desktop and mobile devices
  • Progressive jackpots up to $1,5M from RTG
  • Licensed in Curacao and with customer support available 24/7
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4.7/5
24h
First Deposit Only. 50X Wagering Requirements With No Maximum Cashout. Players Can Use the Bonus to Play Slots, Keno, and Scratch Cards. 75 Free Chips Have 50X Wagering Requirement. Maximum Cashout is 10X, and Maximum Bet Size is $10. Terms and Conditions Apply.
First Deposit Only. 50X Wagering Requirements With No Maximum Cashout. Players Can Use the Bonus to Play Slots, Keno, and Scratch Cards. 75 Free Chips Have 50X Wagering Requirement. Maximum Cashout is 10X, and Maximum Bet Size is $10. Terms and Conditions Apply.

111% Welcome Match + $111 FREE

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DECODE111
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111% Welcome Match + $111 FREE

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  • Up to 300% bonus for new games
  • Instant withdrawals
  • Unlimited cashback bonuses
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4.7/5
48h
Claim Both Offers by Making a First Deposit of $25 or More. 25X Rollover Requirement. General Terms and Conditions Apply.
Claim Both Offers by Making a First Deposit of $25 or More. 25X Rollover Requirement. General Terms and Conditions Apply.

Welcome Bundle: 470% up to $1,600 + 400FS

Welcome Bundle: 470% up to $1,600 + 400FS

  • BC Originals like Plinko, Craps, Keno, and Roulette
  • Casino quests and bonus wheel for extra rewards
  • 8,000 online slots from top providers
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4.4/5
Bonus funds must meet wagering requirements met within 30 days. minimum deposit of $10. Upon completing a deposit, the Deposit Bonus and the deposited amount are combined to form a total balance. This combined balance must meet 45 times (45x) wagering requirements before it can be withdrawn
Bonus funds must meet wagering requirements met within 30 days. minimum deposit of $10. Upon completing a deposit, the Deposit Bonus and the deposited amount are combined to form a total balance. This combined balance must meet 45 times (45x) wagering requirements before it can be withdrawn

100% Casino Cash

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LUCKYWAVE
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100% Casino Cash

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  • 24-hour withdrawals for fast payouts
  • Early cash out option available on most wagers
  • Both casino and sportsbook
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4.5/5
0-48h
Terms and conditions apply.
Terms and conditions apply.

Up To $8,000 Welcome Bonus

Up To $8,000 Welcome Bonus

  • Great selection of jackpot games
  • Ongoing missions & tournaments
  • Fast and secure payouts
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4.4/5
24h
Minimum Deposit: $10 Neosurf, $20 BTC, $20 LTC, $20 ETH, $20 BNB, $20 XRP, $20 DOGE, $20 Flexepin, $30 CC, $40 USDT. WR: 30x(Deposit + Bonus Amount). Valid 4 times. Maximum Bet: $10. Max PO: 30xD. Games included: Video Slots, Keno, Scratch Cards, Board Games. General T&Cs Apply.
Minimum Deposit: $10 Neosurf, $20 BTC, $20 LTC, $20 ETH, $20 BNB, $20 XRP, $20 DOGE, $20 Flexepin, $30 CC, $40 USDT. WR: 30x(Deposit + Bonus Amount). Valid 4 times. Maximum Bet: $10. Max PO: 30xD. Games included: Video Slots, Keno, Scratch Cards, Board Games. General T&Cs Apply.

400% Match Bonus Up To $10000 + 300 Free Spins

400% Match Bonus Up To $10000 + 300 Free Spins

  • Anonymous casino with amazing loyalty program
  • No KYC registration and VPN-friendly casino
  • Instant withdrawals with crypto
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4.5/5
Minimum $20 to get the bonus. The maximum bonus amount is 1,000 USD, or its equivalent in the other currencies available. The wagering requirement is 40x.
Minimum $20 to get the bonus. The maximum bonus amount is 1,000 USD, or its equivalent in the other currencies available. The wagering requirement is 40x.
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3 of the Best Credit Card Casinos Reviewed

These are three of the top credit card online casinos. They offer instant deposits, rapid withdrawals, high-quality games, large bonuses, and first-class software.

1. BetWhale – Best Credit Card Casino Overall

BetWhale is your best overall option if you’re looking for top-rated online casinos that accept credit cards. When you sign up, you’ll unlock a 250% welcome bonus up to $2,500. You can use your Visa, MasterCard, AMEX, or Discover card to make fast, secure deposits and start playing hundreds of high-quality games right away. BetWhale also offers quick payouts and 24/7 customer support to keep your experience smooth.

  • Welcome Bonus: 250% match up to $2,500
  • Promo Code: ACTIONPACK
  • Minimum Deposit: $20
  • Withdrawal Speed: Within 48 hours
  • Max. Withdrawal: $3,00 per transaction
  • Total Games: 1,500+

Top Credit Card Features

At BetWhale, you can instantly fund your account using Visa, MasterCard, AMEX, or Discover. Your deposit is processed immediately, so you can jump into the action without delay. Withdrawals take 1-5 days, and you can use the same credit card to get your winnings. With a $20 minimum deposit, you’ll qualify for one of the biggest welcome offers available right now.

Pros

  • Excellent bonus with low wagering requirement
  • No-fee withdrawals to credit cards
  • Fast payouts and 24/7 live support

Cons

  • KYC process can be a little slow

Our Verdict

If you’re looking for the best credit card casino overall, BetWhale should be at the top of your list. You’ll get a solid welcome bonus, and making a deposit with your credit card is quick and easy. Whether you prefer Visa, MasterCard, or AMEX, BetWhale has you covered.

You’ll enjoy fast access to hundreds of real-money games, responsive customer service, and reliable cashouts.

250% Casino Bonus up to $2,500

  • Specialty parlor games, million-dollar slots, and immersive live game shows
  • Updates with new slots every week
  • No fees on most withdrawal methods
10
5 Stars
Claim 250% on Top of Your Deposit. This Coupon Can Be Used 1 Time per Account. Minimum Deposit $20, Wagering Requirements X30, Max Cashout X20.

2. Raging Bull – Best Credit Card Casino for Bonuses

Raging Bull is the best credit card casino for bonuses, and you can claim the welcome bonus that’s worth $2,500, plus 50 free spins. This promo comes with a simple 10x rollover requirement. This is one of the lowest on the market, with most sites opting for 30x-60x. There are lots of additional promos for existing customers, too.

  • Welcome Bonus: 250% up to $2,500, plus 50 free spins
  • Promo Code: SMART250
  • Minimum Deposit: $30
  • Withdrawal Speed: Up to 48 hours
  • Max. Withdrawal: $2,500 per week, higher for VIPs
  • Total Games: 200+

Top Credit Card Features

You can use a Visa, Mastercard, or American Express credit card for instant deposits at Raging Bull. The minimum deposit is $30, and you can deposit up to $100 in one go with credit cards. If you’d like to make a larger deposit, you’ll need to use crypto. Raging Bull doesn’t offer card withdrawals, but you can cash out your winnings via online banking or crypto, and the process is quick and easy.

Pros

  • Large welcome bonus with low rollover requirements
  • Lots of ongoing promos, including free spins bonuses
  • Instant credit card deposits with Visa, Mastercard, and AMEX

Cons

  • Doesn’t offer live dealer games
  • Credit card deposit limits are low

Our Verdict

Raging Bull is ideal if you’re a casual player who prefers to deposit smaller amounts and claim big bonuses. The deposit process with credit cards is very straightforward, and you’ll receive a large sign-up bonus. But it’s the rollover requirements that really make the site stand out from the competitors.

250% Bonus + 50 Free Spins

  • Enjoy Weekly AND Monthly Insurance on your losses, up to 45% cash back
  • Daily Free Spins on the hottest slots, just for depositing
  • Earn up to $700 in Appreciation Free Chips every month
9.9
5 Stars
SMART250 Is a Deposit Bonus For New Players Only. Bonus Is Subject to a 10X Wagering Requirement and Has No Cashout Limits. Both the Bonus and Spins Will Be Credited Automatically When the Coupon Code Is Redeemed. Terms and Conditions Apply.

3. Wild Casino – Best Credit Card Casino for High Rollers

Wild Casino is the best credit card casino for VIP players with large bankrolls. The site hosts a wealth of high-stakes games, including live blackjack games with limits of up to $50,000 per hand. The deposit and withdrawal limits with cards are high, and the site runs a comprehensive VIP program.

  • Welcome Bonus: 250 Wager Free Spins
  • Promo Code: WILD250
  • Minimum Deposit: $10
  • Withdrawal Speed: Within 1 hour
  • Max. Withdrawal: $100,000 per transaction
  • Total Games: 1,400+

Top Credit Card Features

You can use Visa, MasterCard, American Express, or Discover for deposits at Wild Casino. The limits are $25 to $2,500 per transaction. If you use crypto, the transaction limits range from $10 to $1 million, which may be more suitable for high-stakes players. You can’t withdraw via a credit card, but you can use 17 cryptocurrencies, a Money Order, ACH, a bank wire, MoneyGram, or a check by courier.

Pros

  • Multiple high-stakes table games and slots
  • Comprehensive VIP program
  • Accepts all major credit cards

Cons

  • Doesn’t offer credit card withdrawals
  • Crypto is a better option for large payments

Our Verdict

Wild Casino is a secure, trustworthy credit card casino that offers a large range of games and lots of bonuses. The site accepts Visa, Mastercard, American Express, and Discover. Many online casinos don’t accept Amex, due to the merchant fees, so this is a great option if you’re an for AMEX user.

With auto-enrollment in the VIP program, it’s a top credit card casino for high rollers and big bettors.

Get 250 Wager-Free Spins + Automatic VIP Membership

  • Free spins bonuses and action-packed slot tournaments with $5,000 payouts
  • Over 600+ slots from Playtech, Nucleus, Rival and more
  • Accepts both credit cards and over 15 cryptocurrencies
9.8
5 Stars
Available for New Players and First Deposits Only. Free Spins Are Issued Automatically the Day After First Deposit. Free Spins Are Valid for 24 Hours. Maximum Win Amount From Free Spins Is $100.

 


Top Online Casinos That Accept Credit Card: Compared

CasinoBonusCredit CardsWithdrawal Speed
BetWhale250% match up to $2,500Visa, Mastercard, American Express, DiscoverUp to 48 hours
Raging Bull250% up to $2,500, plus 50 free spinsVisa, Mastercard, American ExpressUp to 48 hours
Wild Casino250 Wager Free SpinsVisa, Mastercard, American Express, Discover1-24 hours
Black Lotus200% up to $7,000, plus 30 free spinsVisa, MastercardUp to 48 hours
BetUS200% up to $5,000Visa, Mastercard1-3 days
BC.Game120% up to $500Visa, Mastercard, American ExpressInstant
Lucky Red400% up to $4,000, plus $75 free chipVisa, Mastercard, American Express, Discover2-5 days
Cafe Casino100% up to $2,500Visa, MastercardUp to 48 hours

Accepted Credit Cards at Online Casinos

The best online casinos accept several major credit cards. These are the most widely available cards that you can use.

Visa Casinos

Visa accounts for 57.5% of the credit cards in circulation in the US, according to the Nilson Report. It’s the clear frontrunner in terms of purchase volume, accounting for more than $6 trillion in annual transactions.

You can use Visa for instant deposits at all online casinos that accept credit card payments. Many sites also offer Visa as a withdrawal method. You can use a service like Visa Direct to withdraw the funds to the account linked to your Visa card. This is often one of the quickest payout options at the best credit card online casinos.

Mastercard Casinos

Mastercard has a 37.5% share of credit cards in circulation in the US. That means it effectively enjoys a duopoly with Visa, as they have a combined market share of 95%.

So it’s no wonder it’s one of the most popular deposit methods at online casinos. Deposits should be instant at online casinos that accept Mastercard, and limits typically range from $25 up to thousands. Certain Mastercard casinos also allow you to cash out your winnings via Mastercard Send. That means you can withdraw the funds to the account linked to your Mastercard.

American Express Casinos

American Express credit cards offer a range of benefits, including rewards programs, travel perks, and security features. However, many retailers, service providers, and online casinos choose not to accept American Express cards, as they result in significantly higher transaction fees than Visa or Mastercard.

As such, most new online casino sites don’t accept AMEX payments. However, some of the largest credit card online casinos, like BetWhale and Raging Bull, allow you to use American Express for deposits.

Discover Card Casinos

While it’s not as popular as the cards above (Discover only accounts for 1% of credit cards in circulation in the US), it does offer some valuable perks. They include cashback rewards, no annual fees, fraud alerts, liability protection, and price protection.

Many online casinos only accept Visa and Mastercard, but you can find Discover listed as a third option. Discover charges merchants less than American Express, so online casinos are often happy to accept Discover payments, including no account casinos.

Deposits at Casinos That Accept Credit Cards

Credit card deposits are instant at most online casinos. However, you may need to wait a few minutes for the funds to be credited to your account at certain sites.

The minimum deposit limit varies from one site to the next, but it’s typically $10 or $20. You’ll also find that the upper limit on credit card deposits will vary. Some online casinos impose a cap, such as $10,000, while others accept unlimited deposits. Your credit card provider may also impose its own transfer limits.

How to Make a Deposit with a Credit Card

It’s easy to make a deposit with a credit card at an online casino. Just follow these steps:

  1. Sign up with the best credit card casino

    Sign up with one of our recommended credit card casinos. Create your account by filling in the required personal details.

    Once registered, log in to your account and click the “Deposit” or “Cashier” button to get started.

  2. Choose your credit card

    Navigate to the payment section and select “Credit Card” or “Credit/Debit Card” from the list of available deposit methods.

    Accepted cards typically include Visa and Mastercard, as well as Discover and American Express.

  3. Set your deposit

    Enter the amount you wish to deposit into your casino account. Make sure it falls within the displayed minimum and maximum limits.

    Some casinos may offer bonuses at this stage, so look out for any promotional offers you can opt into.

  4. Confirm

    Fill in your credit card details, including the card number, expiration date, and CVV code. Review the information, then click “Confirm” or “Submit” to finalize your deposit.

    The funds should appear in your account within seconds.

Withdrawals at Casinos That Accept Credit Cards

Some online casinos allow you to withdraw your winnings via your credit card. The funds will be transferred to the account that’s linked to your credit card.

Withdrawal speeds vary significantly. If the online casino has an automated payout system, and your bank supports a service like Visa Direct or Mastercard Send, withdrawals can be rapid. If not, you may need to wait for several business days to get your money.

How to Withdraw with a Credit Card

If a credit card withdrawal is available, follow these steps to use this method:

  1. Head to the cashier

    Log in to your casino account and navigate to the “Cashier” or “Banking” section. This is usually found under your profile or via a wallet icon.

    Select the “Withdraw” button to start the process. A list of available withdrawal methods will appear.

  2. Pick your credit card

    Choose “Credit Card/Debit Card” or look for options like Visa or Mastercard.

    If you deposited using a credit card, the card details are typically saved securely, allowing you to select it quickly for withdrawals.

    However, not all credit cards support withdrawals, so you might need to choose a different option.

  3. Enter the amount

    Your current withdrawable balance will be displayed. Enter the amount you wish to withdraw, ensuring it’s within the casino’s minimum and maximum withdrawal limits.

    Double-check all the details before confirming your request.

  4. Receive your funds

    Once your request is submitted, the casino will review and approve it. This can take anywhere from a few hours to a couple of business days.

    After it’s been approved, the money will be transferred to the bank account linked to your credit card. If your bank supports fast-transfer services like Visa Direct or Mastercard Send, the money may arrive sooner.

How to Avoid Credit Card Fees When Gambling Online

You might incur fees if you use a credit card to gamble online. Typically, it’s not the casino that charges the fee – it’s the card issuer.

These are the most common ways in which fees might apply:

  • Cash advance fees: Some credit card providers treat online casino deposits as cash advances, which can incur fees.
  • Foreign transaction and currency conversion fees: You may be charged fees if you send money to an online casino based overseas. These fees will typically only apply if the online casino operates in a currency other than USD.
  • Interest on unpaid balances: You will be charged interest if you carry an unpaid balance from one billing cycle to the next.

But don’t worry, there are a few simple ways in which you can avoid these fees:

  • Use a credit card that doesn’t treat online casino deposits as cash advances.
  • Alternatively, use a debit card, as they never treat deposits as cash advances.
  • Use globally accepted credit cards from major providers.
  • Play at USD-friendly credit card casinos.
  • Pay off your credit card balance before the deadline.

Best Credit Card Casino Bonuses

One of the great things about using a credit card at online casinos is that you can usually claim all the best bonuses. Most casinos will let you unlock the welcome offer, free spins, and cashback deals when you deposit with a Visa or Mastercard.

Below, we cover the top casino bonuses that work perfectly with credit card deposits, and how to claim them.

Welcome Bonuses

Most credit card casinos will offer to match a percentage of your first deposit with bonus credits, up to a certain limit.

For example, you might be offered a 150% welcome bonus of up to $7,500.

In that case, you could deposit $5,000 and get $7,500 bonus credits. That would take your total balance to $12,500. You then need to complete wagering requirements on the bonus before cashing out your winnings.

Free Spins

Many online casinos will also give you free spins when you make your initial deposit.

For instance, you might be offered a 100% welcome bonus of up to $5,000, plus 50 free spins. Each free spin will have a specific value, such as $0.20.

You’ll normally need to use them on a specific game, such as Gates of Olympus or Book of Dead, but some sites allow you to choose a slot. Any winnings may be paid in cash, or they may be paid in bonus credits, with rollover requirements.

High Roller Bonuses

High roller bonuses are designed to attract VIP players. They reward you for making a large deposit at a credit card online casino.

For example, an online casino might offer a 100% sign-up bonus worth up to $2,000 if you make a minimum deposit of $20. However, if you deposit at least $1,000, you might be offered a 150% sign-up bonus of up to $15,000.

Reload Bonuses

Reload bonuses are aimed at existing customers. Credit card online casinos offer these bonuses to encourage you to top up your account balance.

The site will match a percentage of your deposit with bonus funds or give you free spins.

For example, you might be offered a 25% reload bonus of up to $200 each Wednesday. The same credit card casino might also offer you 50 free spins if you deposit at least $100 each Thursday.

Loyalty Programs

You can unlock lots of perks via loyalty programs at the best credit card online casinos.

These sites will give you points each time you play games for real money. When you rack up a certain number of points, you’ll advance to a higher level of the program.

The rewards will improve each time you advance. For example, you might receive 5% weekly cashback and a 20% monthly bonus in the Bronze tier. That might then increase to 7% weekly cashback and a 30% monthly bonus if you reach the Silver level.

Additional perks can include level-up bonuses, free spins, prize wheel spins, luxury gifts, and VIP support.

Additional Promos

The best credit card casinos offer lots of additional promos too. They include slot tournaments, missions, challenges, prize draws, and rakeback deals.

There will often be seasonal promos,  which only run for a limited period of time. You can visit the “Promotions” page each week or agree to receive promotional emails to ensure you don’t miss out on these bonuses.

Games at Credit Card Online Casinos

The top credit card casinos host thousands of online casino games.

These sites work with leading software providers to bring you everything from high-speed slots to live dealer casinos.

Here are the most common types of games you can play:

  • Slots: You’ll find everything from classic 3-reel games to feature-packed video slots, huge-prize jackpot slots, and exciting Megaways titles with thousands of ways to win.
  • Table games: Play casino classics like blackjack, roulette, baccarat, craps, and Sic Bo in fast-paced digital formats. Perfect if you like strategy or enjoy a lower house edge.
  • Video poker: Try your hand at favourites like Jacks or Better, Deuces Wild, and Bonus Poker. These games mix poker strategy with slot-style play.
  • Live dealer games: Step into a real casino experience with live roulette, blackjack, baccarat, and even game show-style games like Crazy Time or Deal or No Deal. Credit card deposits often qualify you to use bonus funds on live games, too.
  • Crash games: These are fast and fun. Titles like Aviator, Big Bass Crash, or Gift X let you cash out before the game “crashes” and lose your winnings.
  • Lottery-style games: If you enjoy casual games, you’ll find things like keno, scratch cards, and video bingo. These are easy to play and often come with low bets and quick results.
  • Arcade-style games: These games add a twist with interactive elements. You’ll see popular picks like Plinko, Mines, Limbo, and even shooter-style games that feel more like mobile apps than traditional casino titles.

Highest RTP Games to Play at Credit Card Casinos

Every casino game has a return to player (RTP) rate. It tells you the theoretical return that a player with average luck can expect.

For example, if you play a game with a 96% RTP and you have average luck, you’ll expect $96 back for every $100 wagered.

The results are random, so certain players win, while others lose. However, choosing a game with a high RTP rate will improve your chances of success.

These are the games with the best RTP rates at our recommended credit card casinos:

GameRTPWhere to Play
Craps99.81%CoinCasino
Deuces Wild99.72%BetWhale
Oasis Poker99.7%Decode Casino
Blackjack Surrender99.66%CoinCasino
Single Deck Blackjack99.66%Wild Casino
Multihand Blackjack99.6%Wild Casino
Jacks or Better99.54%BetUS
Book of 99 Slot99%Wild.io
Mega Joker Slot99%Wild.io
Baccarat98.94%Raging Bull

Why Play at Credit Card Casinos?

The best credit card casinos make it easy for you to start playing with real money, and you’ll often qualify for big bonuses. Depositing with your credit card at an online casino is a familiar and secure way to fund your account, and the top-rated sites allow withdrawals too.

You’ll have several advantages by playing at credit card casinos, but there are also a few drawbacks. These are the key pros and cons to consider:

Pros

  • Credit card deposits are normally instant
  • It’s a familiar, convenient payment method
  • Credit cards are widely accepted at online casinos
  • The payment limits are normally high
  • Providers like Visa and Mastercard offer robust security features

Cons

  • Credit card deposit limits may be too low for VIP players
  • Some online casinos don’t offer card withdrawals
  • You may incur fees from your card issuer

Alternative Payment Methods

Some credit card issuers don’t permit online casino deposits. Fortunately, there are lots of alternative methods at your disposal.

Here are some of the best banking alternatives to consider at safe online casinos:

Debit Cards

Debit cards are one of the most popular ways to deposit and withdraw at online casinos. Most sites accept Visa Debit, Mastercard, or Maestro.

Just like a credit card, deposits are usually instant. You can often withdraw to the same card, though it depends on the casino and your bank.

Compared to credit cards, debit cards are great for staying in control of your spending, since you’re only using the money you already have in your account. They don’t come with the same chargeback protections as credit cards, but they’re simple, familiar, and widely accepted.

eWallets

You can use digital wallets like Skrill, Neteller, Venmo, or MuchBetter for both deposits and withdrawals. They’re fast, secure, and really simple to use.

Deposits usually land in your account right away. Withdrawals are quick too, much faster than bank transfers or credit cards in most cases.

Just keep in mind that some casinos won’t give you a welcome bonus if you use Skrill or Neteller for your first deposit. That aside, eWallets are a great choice if you want quick payments and don’t want to share your bank details.

Cryptocurency

Crypto is a solid alternative to credit cards if you’re looking for speed and low fees. Coins like Bitcoin, Litecoin, and Ethereum can process deposits and withdrawals in just a few minutes at the best BTC casinos.

You don’t need a traditional bank, and the payments are fully secure. Plus, crypto usually comes with higher deposit and withdrawal limits, which is great if you’re playing with bigger amounts.

The only thing to be aware of is price swings. Crypto values can go up and down quickly, but if you’re comfortable with that, it’s one of the best options around.

Prepaid Cards

Prepaid cards are a good option if you prefer to use cash or don’t want to link your bank account. You can buy cards from services like PaysafeCard, PayNearMe, Flexepin, or MiFinity, then use the code to deposit.

They’re safe, easy, and give you more control over your spending. But deposit limits are usually low, and you can’t withdraw your winnings this way. You’ll need to pick another method when it’s time to cash out.

Bank Transfers

Bank transfers are another reliable option at online casinos that accept credit cards. You can use Trustly, ACH e-checks, or even wire transfers to send money to and from your casino account.

It’s a safe and well-established method, but not the fastest. Withdrawals often take 3–7 business days.

If you’re not in a rush and prefer something traditional and regulated, this is a good pick. Just be prepared to wait a bit longer to see your winnings.

Mobile Payments

A few online casinos accept “pay by phone” methods, such as Boku or Zimpler. You can make a deposit, and the cost will be added to your next phone bill.

You can also use Apple Pay or Google Pay, which pull money from your linked card. It’s fast, secure, and works great on mobile devices.

These options are ideal if you’re playing on your phone and want something smooth and hassle-free.

Banking Options Compared

The table below outlines the key options for deposits and withdrawals, and how they compare to using a credit card at an online casino.

Payment MethodFeesAllows WithdrawalsPayout Speed
VisaLow to noneYesFast (with Visa Direct)
MastercardLow to noneYesFast (with Mastercard Send)
AMEXHigherRarelyN/A
DiscoverLow to noneRarelyN/A
Debit CardsLow to noneYesFast
eWalletsLow to noneYesSame day
CryptoVery lowYesInstant
Prepaid CardsNoneNoN/A
Bank TransferMay incur feesYesSlow, 3-7 business days
Mobile PaymentsNoneRarelyN/A

Credit Card Casinos FAQs

Are credit card casinos legal in the US?

What is a credit card casino?

What casino apps take credit cards?

Are there credit cards that allow online gambling?

Why do some online casinos not allow withdrawals with Mastercard?

Are there any fees when using a credit card at online casinos?

References

Editor

As an online casino expert with a passion for storytelling, Mandy specializes in crafting content that resonates, informs, and engages players of all levels, whether they're complete beginners or seasoned online gambling veterans. Thanks to her hands-on experience spanning across the iGaming industry and various content-focused roles, Mandy is committed to giving players the key insights and honest advice they need to make informed choices that will help them play smarter. Over the years, Mandy's extended editorial and copywriting work includes in-depth casino reviews, entertaining slot reviews, gambling guides on safe casinos and crypto casinos, and much more.